Banking: Commercial Credit Memo Preparation with Claude Code: SKILL.md Template
A production playbook for commercial credit memo preparation in banking operations using Claude Code: skill.md template, run-scoped inputs, logs, typed results, and artifacts.
Audience: Commercial banking teams
The problem
Commercial banking teams need commercial credit memo preparation to run repeatedly against financial statements, borrower notes, collateral docs, covenant data, and prior memos. In banking operations, the pain is not one good answer; it is repeatability, auditability, exception handling, and evidence that survives handoff.
Implementation path
Put the operating procedure in SKILL.md, keep examples beside the skill, attach financial statements, borrower notes, collateral docs, covenant data, and prior memos per run, and let Argo turn the folder into a repeatable Claude Code execution.
Tradeoffs and failure modes
A skill folder is less flexible than an open chat, but it gives the product a versioned workflow that can be tested and rolled back. For commercial credit memo preparation, the practical test is whether a second run can be debugged, retried, and consumed by a product without reading the raw agent transcript.
SKILL.md starter
# SKILL.md
You run commercial credit memo preparation using Claude Code.
Read only /skill/.argo/inputs.
Write artifacts to /skill/output/artifacts.
Return argo.result.v1 with body.type = "banking_credit_memo".
Run this on Argo