Banking: Loan Covenant Monitoring with Codex: SKILL.md Template
A production playbook for loan covenant monitoring in banking operations using Codex: skill.md template, run-scoped inputs, logs, typed results, and artifacts.
Audience: Credit operations teams monitoring borrower compliance
The problem
Credit operations teams monitoring borrower compliance need loan covenant monitoring to run repeatedly against loan agreements, borrower reports, spreadsheets, and covenant thresholds. In banking operations, the pain is not one good answer; it is repeatability, auditability, exception handling, and evidence that survives handoff.
Implementation path
Put the operating procedure in SKILL.md, keep examples beside the skill, attach loan agreements, borrower reports, spreadsheets, and covenant thresholds per run, and let Argo turn the folder into a repeatable Codex execution.
Tradeoffs and failure modes
A skill folder is less flexible than an open chat, but it gives the product a versioned workflow that can be tested and rolled back. For loan covenant monitoring, the practical test is whether a second run can be debugged, retried, and consumed by a product without reading the raw agent transcript.
SKILL.md starter
# SKILL.md
You run loan covenant monitoring using Codex.
Read only /skill/.argo/inputs.
Write artifacts to /skill/output/artifacts.
Return argo.result.v1 with body.type = "banking_loan_covenant_monitoring".
Run this on Argo